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A tale of two investors

Here’s a pretty simple chart showing hypothetical investment results for two hypothetical investors. Each of them saved $2,500 a year for 25 years, using investment strategies that delivered identical...

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Another take on “A tale of two investors”

A few readers had some strong reactions* to my recent post on the benefits of making investment purchases at the beginning of the year, as opposed to waiting until year-end. Some folks doubted my...

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When $500 can actually be worth more than $500

If you’re not a retirement savings “geek” like me, you may have missed the news that the IRS increased contribution limits for IRAs this year. It’s the first increase we’ve seen since 2008. In 2013,...

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Don’t file your taxes before reading these 5 IRA tips!

It’s that time of year again. The holidays are over and Punxsutawney Phil is promising an early spring, but before that we’re still in the thick of tax season! While tax season usually conjures images...

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A pair of four-letter words I’m going to teach my daughters

For many younger investors, saving for retirement may seem like a daunting task, but it doesn’t have to be.

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$106,000 for coffee? Let’s talk compounding

A lesson on compounding, courtesy of your favorite cup of coffee.

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